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I almost 62. I know if I retire before I’m 65, I will have to pay exorbitant medical insurance and drug prices. But I am not sure I can keep this 40-hour a week work schedule going for 3 more years. Fortunately, if I had to retire in the near future, I know we could afford it. I just don’t want to throw thousands of dollars into medical expenses waiting for Medicare to kick in. So, I continue to work to keep insurance going a few more years. I like my job well enough, so that’s a good thing, and… read more
Answer Summary
Members shared their experiences with early retirement due to pulmonary hypertension, with many forced to stop working in their 50s and early... Read more
StevenSmith2 Don't look to the future, Live for today! I planned all kinds of travel when I retired, then 4 months before I retired, I had a stroke, then I retired and diagnosed with PH. The Lord's plan is the only plan there is, live for today! Talk to Jesus about it, he is the only one who knows! No financial planner knows your future! Ask Jesus and Listen, he will tell you what to do with the time you have left. Prayer changes things! Good Luck and God Bless!
Although I retired at age 52, well before I was diagnosed with PAH, with some research and planning you can find a path that suits your needs. Through your current employer you should qualify to continue your insurance for up to 18 months after leaving the company (COBRA). If your spouse is still working and the has insurance, you can be added to their plan. I would certainly contact Social Security to see you qualify for SSDI. However, keep in mind that while you will receive SSDI monthly payments you still have a couple of years before you will be eligible for Medicare through SSDI. I would also suggest that you go online to the Government Healthcare Marketplace @www.healthcare.gov. Subsidized monthly premium income levels have become quite generous in the past several years. Finally, based on my personal experience (my husband and I both retired early to travel FT) you won't regret taking an early retirement, but you will regret delaying it. Life is short and the world is wide. Get out there and enjoy life while your health allows.
I have applied for disability retirement and ssdi. Im lucky enough to have health insurance upon my retirement at no cost, thank god
I retired at 62 because I couldn’t keep up with my K-2 Special Ed kiddos. I’m glad to have time to myself but miss all the aspects of teaching so so much.
I retired from my main career at age 54 due to a different lung issue that precipitated my move away from humidity. I was also able to qualify for SS Disability (won on appeal) and I started an eBay business to supplement my income till the new dry locale enabled me to get a real job again.
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